Transform Your Wealth with Strategic Financial Planning Services
Invest with confidence by focusing on income maximization and tax efficiency as part of your overall wealth management plan.
Client Login
About
PMWS
Ray Dragunas is the Senior Portfolio Manager of PensionizeMe Wealth Services (PMWS), a full-service wealth management firm that focuses on income maximization and tax efficiency. We cater to families with Professional Services Corporations, Operating Companies, Holding Companies, and Trusts. Additionally, we are open to accepting private clients when there is an opportunity to provide assistance.
What We Do
Wealth Planning & Investment Management
There are two ways a wealth advisor can assist clients in achieving their financial goals. The first is by identifying products that generate higher returns for income maximization, which often comes with increased risk. The second method focuses on uncovering money that clients may be losing unknowingly and unnecessarily, and putting those funds to work through tax efficiency. Essentially, this approach aims to create economic efficiency in your finances. PMWS specializes in the latter.
At PMWS, we like to use a golfing analogy to explain our operations. We never start with a product recommendation because we believe it's essential to understand what specific needs must be addressed. How can we suggest clubs if we haven’t seen your swing? Even then, we can customize your golf bag without being tied to a single brand. Ultimately, you end up with a personalized golf bag tailored to your goals and needs. This independence is a significant advantage.
Lastly, and most importantly, we are Portfolio Managers licensed under the Canadian Investment Regulatory Organization (CIRO). Designed Wealth Management (DW) acts as our dealer, and your assets are securely held with AVISO Wealth. As with any Canadian Securities dealer, your accounts are protected under the Canadian Investment Protection Fund (CIPF).
